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Apr 15, 2015 (0) comment

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While it may be convenient to add supplemental group term life insurance through your employee benefits program, it may not be a good deal.

First, these life insurance plans are not portable – you lose them if you lose or leave your job.

Second, your employer can at any time decide to eliminate life insurance as a benefit.

Third, the rate you pay now will rise higher and higher as you get older.

McLean Insurance’s advice: Let’s compare your existing benefits with an individual long-term life insurance policy. It might prove cheaper right now, and it will certainly provide affordable, guaranteed and continuous coverage for decades to come. Contact our Life Insurance Specialist, Mike Feinberg, ChFC or call 703-637-4339.

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