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Flood Insurance

Did you know that damage resulting from a flood is not covered by your homeowners policy?

As Mother Nature continues to surprise the country with a variety of unusual weather conditions and consequences from those events, now is a good time to consider Flood Insurance.

According to FEMA, people outside of mapped “high-risk flood areas” file over 20% of all National Flood Insurance Program flood insurance claims and receive 1/3 of Federal Disaster Assistance for flooding.

McLean Insurance can help homeowners protect their property and belongings with a custom Flood Insurance policy. Your premium will vary based on your property location and if your home is considered high-risk or at moderate-to-low risk for a flood.

Why Choose McLean Insurance
For Your Flood Insurance?

Our Customers Love Us

Now I Know - I never really understood the reason or benefit for working with any insurance "broker" or insurance agency. That is until I met PJ Baker. In the past, I just shopped around on my own. But PJ helped us find home owner's insurance when we sold one... Show All

Now I Know - I never really understood the reason or benefit for working with any insurance "broker" or insurance agency. That is until I met PJ Baker. In the past, I just shopped around on my own. But PJ helped us find home owner's insurance when we sold one house and bought our new house, when we were too stressed, rushed and harried to deal with one more piece of paper. She is always very responsive and efficient! Recently, we needed insurance for our boat and she took care of this for us and even immediately sent us an email with the documentation that we needed to register the boat. Very efficient and timely! Thank you PJ.

Geraldine A.
May 5, 2015

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FAQ

Is flood insurance covered under my homeowners insurance policy?

No it is not, the peril of flood is excluded from all homeowner’s insurance policies.

How does the flood zone affect flood insurance premium?

The zone your home is located in will impact yoou premium. Flood zones B, C, and X are considered low to moderate risk; zones A and V are considered high risk areas and carry more expensive premiums.

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