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Captive Insurance

Captives have become a popular risk-management tool for organizations seeking greater control over managing their insurance needs. Writing policies through your own captive insurance company has many benefits, including:

  • Greater control of claims
  • Custom risk coverage for your business and industry
  • Upgraded tax planning benefits
  • Investment Income
  • Estate Planning benefits
  • Secured loans from your captive to your operating company
  • Avoiding unpredictable standard market price swings

Call one of our experienced McLean Agents to learn more about Captive programs and opportunities by calling 703-790-5770.

Why choose McLean Insurance For Your Captive Policy?

  • Personalized Service – You will be treated as family at McLean Insurance Agency. Our advisors are local and easily accessible. They have a solid understanding of Captive insurance needs for all businesses
  • Trusted Advice – All McLean Insurance advisors undergo significant training. They are skilled at Captive policy writing
  • Save Money – We will shop multiple providers to find the best rate for you
  • Save Time – Our experts will do all the work so you don’t have to waste time researching and understanding complex insurance jargon.

The Captive management team at McLean Insurance is ready to assist you through the process. We will help you determine if captive management is right for your company, implement a custom program and provide you with superb guidance throughout the years.

Frequently Asked Questions

What is Captive?

A Captive management allows businesses or groups to self-insure. It is called a ‘captive’ because it is often set up by its owners to insure the risks of the parent organization and any affiliated subsidiaries. Owners stabilize coverage for their specific risks while participating in the underwriting profit and investment income. In addition, owners are able to control the processing of claims, have flexibility with policy provisions, and gain special cash flow advantages.Back to Top

Why should a business owner consider a Captive?

A Commercial insurance certainly has its strengths, but an alternative risk-planning program that includes the formation of a captive can combat specific industry risks that have the potential to significantly slow business operations and reduce a company’s revenue.Back to Top

What kind of Coverage is included?

A 
• Workers Compensation
• General Liability
• Automobile Liability
• Physical Damage