Umbrella Liability Insurance

You never know what curve ball life is going to throw at you, which is why it’s beneficial to invest in an Umbrella Insurance Policy. Umbrella Liability Insurance covers you in situations where you are held responsible for bodily injury, property damage or personal injury to others.

Umbrella Liability Insurance helps protect:

    • Bodily Injury Liability – Covers the costs of damages to another person’s body, costs are usually associated with medical bills
      • Injuries to others due to a serious auto accident where you are at fault
      • Injuries sustained by a guest in your home or a tenant in your rental unit due to an accident
    • Property Damage Liability – Covers the cost of damage or loss to another persons physical property
      • Damage to vehicles or other property as a result of an auto accident where you are at fault
      • Damage caused by your pet or child
    • Owners of Rental Units: – Protects against liability that landlords may face
      • Someone being injured on the property and suing you for damages

Call 703-790-5770 or click here to request a Umbrella Liability insurance quote today.

Why Choose McLean Insurance For Your Umbrella Liability Insurance Needs?

    • Personalized Service – You will be treated as family and not a number. Plus, we are local, active in the community and have a solid understanding of Umbrella Liability Insurance needs.
    • Trusted Advice – Our registered/licensed insurance agents with over 40 years of experience will work closely with you to determine needs and help ensure that you are adequately covered.
    • Save Money – We will market your account for the broadest coverage at the most competitive rate available to you
    • Save Time – Our experts will do all the work so you don’t have to waste time researching and understanding complex insurance jargon

Frequently Asked Questions

Who should consider Umbrella Protection?

A Pretty much everyone. If your assets exceed your vehicle and property insurance coverage, you should consider an umbrella policy. Assets can include home equity, college and retirement savings, stocks, and secondary homes, amongst others. Back To Top

How much coverage do I need?

A Determining how much coverage is right for you depend on your lifestyle and the value of the current assets. You and your McLean Insurance agent together will create a customized policy to best fit your needs. Back To Top

Who is covered under an Umbrella Policy? 

A An Umbrella policy adds and extends liability coverage’s and pays for damages and expenses for which you, or covered family members, may be liable due to auto accidents, home accidents or recreational vehicle accidents.
“Umbrella Insurance” got its name because it adds a higher level of protection above primary policies like auto, boat or homeowner policies. Umbrella coverage kicks in after primary insurance is exhausted or under certain circumstances even when coverage for losses is not covered by other insurance policies.
Protect your assets, family and lifestyle by investing in an Umbrella Insurance Policy today. This protection is very inexpensive compared to the benefit it provides. Back To Top