Wedding Insurance Image

Wedding Insurance

A wedding is a celebration of two people coming together for life! For most couples in the US, this auspicious occasion requires many months of coordination and planning in conjunction with a significant monetary investment. According to, average cost of a wedding in 2013 was approximately $29,000.

Like most events, this day can spiral into a tailspin due to a number of unexpected incidents. Don’t let these unforeseen circumstances put a damper on your perfect day or your wallet! Call 703-790-5770 or click here to request a wedding insurance quote today.

Primary Causes Of Wedding Insurance Claims in 2013

(according to Travelers Insurance)

  • Vendor Issues – These types of claims are a result of a whole host of issues. They can range from a wedding venue going out of business to limo driver or the photographer not showing up
  • Weather – A wedding adversely impacted by severe weather
  • Property Damage – Unexpected property damage caused by guests can add hundreds or even thousands of dollars in additional costs. Damage to art or landscaping are just a couple of examples
  • Illness – Unexpected sickness can cause a wedding to be cancelled or postponed

Why Choose McLean Insurance For Your Wedding Insurance Needs?

  • Personalized Service – You will be treated as family and not a number. Plus, we are local, active in the community and have a solid understanding of wedding insurance needs.
  • Trusted Advice – Our registered/licensed insurance agents with over 40 years of experience will work closely with you to determine needs and help ensure that you are adequately covered.
  • Save Money – We will market your account for the broadest coverage at the most competitive rate available to you
  • Save Time – Our experts will do all the work so you don’t have to waste time researching and understanding complex insurance jargon

Frequently Asked Questions

How much wedding insurance coverage do I need?

A The coverage amount should be based on the total budget of the event or the total amount you could lose in the worst-case scenario. This should include the cost of venue, caterer, photographer, videographer, florist, etc. Back To Top

Will the insurance cover already made deposits for the event?

A Yes, previously made deposits can be covered as part of this insurance as long as you have proof of purchase/deposit and you were not aware of any impending or existing claim situations. Back To Top

What deductible should I carry?

A The deductible for this type of policy generally varies by carrier but is normally very nominal. Back To Top

Which state should I select for a quote if the event venue and the state of residence are different?  

A You should always select your state of residence regardless of the location of the venue. Back To Top

Can I purchase wedding insurance for events outside the country?

A This can vary by policy and carrier. Please discuss your personal situation with a McLean Insurance advisor so they can find a policy that is the best fit for your needs. Back To Top

Will Wedding Insurance cover postponement or relocation of our wedding due to weather?

A Yes! This policy will cover weather related postponement or relocation if severe weather prevents the couple, their immediate families, or the majority of the guests from attending the event. The coverage also protects you in case the venue is deemed unusable due to extreme weather conditions. Back To Top

Will Wedding Insurance policy provide coverage for injury/illness to the bridge or groom?

A Yes, most policies do provide coverage in case of sudden illness to the bride or groom provided the illness is NOT related to a pre-existing condition. Back To Top

Will Wedding Insurance provide coverage in the event of an unexpected military deployment?

A Yes. Full-time active duty armed forces, police or fire department personnel are covered in the event of an event postponement due to unforeseen deployment. Activated reservists deployment may also be covered in certain situations. Back To Top