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Your investment advisors help you build wealth.
McLean Insurance advisors help you protect it.

That makes all the difference in how well you sleep at night, and how much financial freedom you continue to enjoy throughout your life. Because unless you have the right protections in place, an unforeseen event such as a lawsuit or sudden disability can wipe out the wealth you've built.

At McLean Insurance, we offer a full portfolio of wealth protection services, including:

• Homeowner's Insurance with guaranteed replacement cost: Some policies cap the amount at 125% of your home's insured value at the time of the fire or loss. That sounds like more than enough. But with construction costs rising, it could fall far short. For example, if your home is insured for $1,000,000, it might easily cost you $1,500,000 to rebuild. A "125% policy" would only pay out $1,250,000, so you'd have to take the additional $250,000 from investment accounts. In contrast, with "guaranteed replacement cost," your policy would cover the full $1,500,000.
• Umbrella Liability Insurance: Protects you in the event you're sued and found liable. This is essential protection for anyone who drives a car, owns a business, or serves as a volunteer (e.g., coach, Scoutmaster, etc.). We offer umbrella liability of up to $50,000,000.
• Disability Insurance: What if you were injured in an accident or faced an extended treatment and recuperation with a health issue? This type of policy protects your ability to keep income flowing in while you are out of commission.
• Long-Term Care Insurance: This is a smart protection to have in place even if you are still decades away from your "golden years". If, for example, you needed extensive rehabilitation from a sports or car accident, your health insurance might not cover your stay at a rehabilitation facility. With monthly fees costing thousands of dollars, your savings could quickly be drained.
• Life Insurance: Both spouses need coverage, even if they do not work outside the home. In the event of an unexpected death, the policy helps cover expenses such as child care, tuition and more.
• Business Continuity Insurance: This type of policy helps ensure that disruptions (such as a flooded office, electrical failure or natural disaster) don't disrupt the financial stability of your business.

These are just a few examples of the types of wealth protection solutions we offer. To create the right risk management portpolio for your unique situation, contact us now.